Banking Software Development
Software built for banking and financial services.
Core banking systems, payment gateways, lending platforms, and fintech apps — built to the compliance and security standards your industry requires.
6+Years in fintech builds
RBI / PCICompliance-aware
API-firstOpen banking ready
Core Banking
Account & Ledger Engine
Real-time balance, multi-currency, audit trail
Payment Gateway
UPI · NEFT · IMPS · SWIFT
Compliance
KYC · AML · PCI-DSS · RBI
What we build
Banking software, end to end
From the core ledger to the customer-facing app, we build the systems that move money and manage risk.
Core Banking System
Account management, real-time ledger, multi-currency support, and a full audit trail for every transaction.
Payment Gateway
UPI, NEFT, IMPS, RTGS, and SWIFT integrations. PCI-DSS compliant processing with fraud detection hooks.
Digital Banking App
Mobile and web banking for retail and corporate customers — account view, transfers, statements, and notifications.
Loan Origination & LMS
Application intake, credit scoring, disbursement, EMI schedules, and collections — one system for the full loan lifecycle.
KYC & AML Platform
Aadhaar, PAN, and video KYC flows. Transaction monitoring and suspicious activity reporting for RBI compliance.
Fintech & NBFC Software
Wallet platforms, BNPL engines, investment dashboards, and custom fintech products for NBFCs and startups.
Why Techwarezen
Built for the rules your industry runs on
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Compliance-first architectureRBI, SEBI, PCI-DSS, and ISO 27001 requirements are designed in, not bolted on.
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API-first and open banking readyEvery module exposes clean APIs so you can connect to third-party services, aggregators, and regulators.
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Audit trail on every recordEvery state change is logged with timestamp, user, and reason — ready for regulator inspection.
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Encryption and access controlData at rest and in transit encrypted. Role-based access with MFA for all admin functions.
Compliance & Security
The standards we build to.
Banking software that fails a regulator audit costs more than the build. We treat compliance as a first-class requirement, not an afterthought.
- RBI IT Framework & Cybersecurity Guidelines
- PCI-DSS for card and payment data
- AML / CFT transaction monitoring
- Aadhaar-based eKYC (UIDAI compliant)
- ISO 27001 information security controls
- NPCI / UPI integration standards
Delivery
How we deliver banking software
Each step ends with something you can test, not a status update.
Scope
We map the product, the regulation it must meet, and the integrations it needs.
Architecture
Data model, API contracts, security controls, and compliance checkpoints defined before code.
Build
Modular delivery in sprints. You test each module on a staging environment before the next starts.
Audit & Go-live
Security review, penetration test, and a go-live checklist aligned to your regulator's requirements.
Techwarezen, Noida
Plan the banking software.
Tell us the product, the regulation it must meet, and the deadline. We reply with a scope and a fixed-price estimate.
